{"id":1048,"date":"2020-05-29T11:43:12","date_gmt":"2020-05-29T11:43:12","guid":{"rendered":"https:\/\/www.top5credits.com\/dk\/?p=1048"},"modified":"2022-07-11T08:01:21","modified_gmt":"2022-07-11T08:01:21","slug":"pensam-bank","status":"publish","type":"post","link":"https:\/\/www.top5credits.com\/dk\/anmeldelser\/pensam-bank\/","title":{"rendered":"PenSam Bank"},"content":{"rendered":"\n

Pensam er et prim\u00e6rt kendt som et pensionsselskab, der tilbyder pensionsordninger til FOA\u2019s faggrupper. Men Pensam tilbyder ogs\u00e5 bankl\u00f8sninger og l\u00e5n til deres pensionskunder og deres familier.<\/p>\n\n\n\n

Hos Pensam Bank kan du f\u00e5 et forbrugsl\u00e5n til det, du savner i hverdagen \u2013 de sm\u00e5 gl\u00e6der som en ferie eller de lidt st\u00f8rre som renovering af dit hus. Pensam Bank tilbyder forbrugsl\u00e5n til en variabel rente p\u00e5 7,95-14,75 %. Har du kun bank hos Pensam Bank tilbyder de desuden en lavere rente. Du har mulighed for at l\u00e6gge en plan sammen med Pensam Bank, hvor I kigger n\u00e6rmere p\u00e5 din \u00f8konomi og finder den bedste l\u00f8sning til dig med mulighed for en l\u00f8betid p\u00e5 l\u00e5net p\u00e5 op til 10 \u00e5r. Det er desuden muligt at f\u00e5 samlet dine l\u00e5n hos Pensam Bank, s\u00e5 du sparer penge.<\/p>\n\n\n\n\n\n\n\n\n\n

\n

Anmeldelse af Pensam Bank forbrugsl\u00e5n 4\/2020<\/h2>\n\n\n\n

Pensam er kendt af mange som et pensionsselskab. Men de tilbyder ogs\u00e5 b\u00e5de bank- og forsikringsl\u00f8sninger til deres pensionskunder. Det vil sige, at har du allerede din pensionsordning hos Pensam, kan du ogs\u00e5 f\u00e5 samlet dine l\u00e5n hos Pensam Bank og spare penge.<\/p>\n\n\n\n

P\u00e5 deres hjemmeside under fanen \u2019L\u00e5n\u2019, som du finder i bunden af siden, har Pensam skrevet en rigtig fin forklaring p\u00e5, hvordan du som privatperson skal forholde dig til \u2019renter og gebyrer\u2019 ved et l\u00e5n. Det giver en rigtig god indgangsvinkel og \u00f8ger trov\u00e6rdigheden til Pensam Bank og deres l\u00e5nemuligheder. P\u00e5 den m\u00e5de f\u00f8ler man sig rustet til at unders\u00f8ge n\u00e6rmere, hvad Pensam Bank kan tilbyde.<\/p>\n\n\n\n

\"PenSam<\/figure>\n\n\n\n

Du skal skrive eller ringe til Pensam for at f\u00e5 et l\u00e5netilbud. Det fremg\u00e5r ikke af Pensams hjemmeside, hvad det kr\u00e6ver at s\u00f8ge om et l\u00e5n andet end at du skal v\u00e6re pensionskunde hos dem, og at det kr\u00e6ver direkte kontakt. Derudover fremg\u00e5r det ikke, hvor mange penge du kan l\u00e5ne. Pensam skriver til geng\u00e6ld p\u00e5 deres hjemmeside, at de tilbyder forbrugsl\u00e5n<\/a> med en rente p\u00e5 7,95-14,75% og med en l\u00f8betid p\u00e5 op til 10 \u00e5r.<\/p>\n\n\n\n

Derudover har de samlet en r\u00e6kke gode r\u00e5d, som ruster dig til at optage et l\u00e5n hos Pensam Bank. Det er f\u00e5, men gode r\u00e5d som sluttes af med, at Pensam kommer med et l\u00e5neeksempel, hvor det er muligt at se, hvad det vil koste at l\u00e5ne 50.000 kr.<\/a> med en l\u00f8betid p\u00e5 5 \u00e5r. Det g\u00f8r det lidt mere h\u00e5ndgribeligt, n\u00e5r nu Pensam hverken har et bel\u00f8bsinterval for forbrugsl\u00e5net<\/a> eller en l\u00e5neberegner p\u00e5 deres hjemmeside.<\/p>\n\n\n\n

\"PenSam<\/figure>\n\n\n\n

Et l\u00e5n hos Pensam Bank er oplagt for pensionskunder og andre, der allerede er en del af Pensam. Det er ikke s\u00e6rligt aktuelt for andre, og derfor er informationerne nok ogs\u00e5 sparsomme, da Pensam gerne vil have direkte kontakt med aktuelle l\u00e5nekunder.<\/p>\n\n\n\n<\/span>\n\n\n\n

ET L\u00c5NETILBUD HOS PENSAM BANK KAN SE S\u00c5DAN HER UD:<\/strong>
L\u00e5nebel\u00f8b: 50.000 kr.
L\u00f8betid: 60 m\u00e5neder.
Debitorrente (variabel): 8,19 %
\u00c5OP: 10 %.
Etableringsomkostninger: 2.000 kr.
M\u00e5nedlig ydelse: 1.003 kr.
Tilbagebetalingsbel\u00f8b: 63.108 kr.<\/p>\n\n\n\n

Dette foruds\u00e6tter, at du er medlem af FOA, har samlet alle bankforretninger i Pensam Bank, og at du kan kreditgodkendes.<\/p>\n\n\n\n

Hvem kan f\u00e5 et forbrugsl\u00e5n hos Pensam Bank?<\/h3>\n\n\n\n

Du skal v\u00e6re pensionskunde i Pensam for at kunne optage et forbrugsl\u00e5n<\/a> i Pensam Bank. Derudover er det en fordel at samle alle dine bankaktiviteter hos Pensam Bank, da de s\u00e5 kan tilbyde en lavere rente.<\/p>\n\n\n\n

\n
\n

Kundeservice<\/h3>\n\n\n\n

78 79 23 97<\/p>\n\n\n\n

https:\/\/www.pensam.dk\/bank\/kontakt_os\/skriv-til-os<\/p>\n<\/div>\n\n\n\n

\n

Adresse<\/h3>\n\n\n\n

Pensam,
J\u00f8rgen Knudsens Vej 2,
3520 Farum<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

<\/div>\n\n\n\n

Sp\u00f8rgsm\u00e5l og svar<\/h3>\n\n\n\n
Hvor meget kan jeg l\u00e5ne?<\/strong>

Det fremg\u00e5r ikke af Pensams hjemmeside, hvor meget du kan l\u00e5ne. Det kr\u00e6ver en individuel vurdering samt r\u00e5dgivning gennem Pensam Bank at fasts\u00e6tte dit l\u00e5nebehov samt bel\u00f8bet. <\/p> <\/div>

Hvad er renten?<\/strong>

Pensam Bank tilbyder en rente p\u00e5 7,95-14,75%.<\/p> <\/div>

Hvad er l\u00f8betiden?<\/strong>

L\u00f8betiden p\u00e5 et l\u00e5n hos Pensam Bank er op til 10 \u00e5r.<\/p> <\/div>

Hvordan ans\u00f8ger jeg om et l\u00e5n?<\/strong>

Du ans\u00f8ger om et l\u00e5n hos Pensam Bank ved at tage telefonisk kontakt eller udfylde en kontaktformular, hvorefter du vil blive kontaktet.<\/p> <\/div> <\/div>\n\n\n\n

<\/div>\n\n\n\n\n\n\n
<\/div>\n\n\n\n
\n\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

Pensam er et prim\u00e6rt kendt som et pensionsselskab, der tilbyder pensionsordninger til FOA\u2019s faggrupper. Men Pensam tilbyder ogs\u00e5 bankl\u00f8sninger og l\u00e5n til deres pensionskunder og<\/p>\n

L\u00e6s mere PenSam Bank<\/span><\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"page-arvostelu.php","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-1048","post","type-post","status-publish","format-standard","hentry","category-anmeldelser","entry"],"yoast_head":"\nPenSam Bank forbrugsl\u00e5n - L\u00e6s anmeldelse - Top5Credits<\/title>\n<meta name=\"description\" content=\"Vi testede PenSam Bank - l\u00e6s om vores erfaringer og \u00e6rlige anmeldelse. 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