{"id":425,"date":"2019-10-08T09:35:03","date_gmt":"2019-10-08T09:35:03","guid":{"rendered":"https:\/\/www.top5credits.com\/dk\/?p=425"},"modified":"2024-02-08T15:22:45","modified_gmt":"2024-02-08T15:22:45","slug":"cashper","status":"publish","type":"post","link":"https:\/\/www.top5credits.com\/dk\/anmeldelser\/cashper\/","title":{"rendered":"Cashper"},"content":{"rendered":"\n

Hos Cashper kan man l\u00e5ne op til 20.000 kr.<\/a> Afdragsperioden for et l\u00e5n kan v\u00e6re p\u00e5 mellem 2 – 6 m\u00e5neder. Cashper er derfor en ideel l\u00e5neudbyder til uforudsete omkostninger p\u00e5 enten kort eller mellemlang sigt. Man f\u00e5r svar p\u00e5 en l\u00e5neans\u00f8gning inden for 10 minutter, og et l\u00e5n bliver udbetalt inden for 1 time. Cashper tilh\u00f8rer Novum Bank Ltd, som h\u00f8rer til p\u00e5 Malta. <\/p>\n\n\n\n\n\n\n\n\n\n

\n

Anmeldelse af Cashper 10\/2019<\/h2>\n\n\n\n

N\u00e5r man \u00f8nsker at ans\u00f8ge om et kvikl\u00e5n<\/a> hos Cashper, benytter man l\u00e5neberegneren p\u00e5 forsiden. Her starter man med at v\u00e6lge et l\u00e5nebel\u00f8b p\u00e5 mellem 1.450 og 20.000 kr. Jeg valgte selv at ans\u00f8ge om at l\u00e5ne 20.000 kr.<\/a> L\u00f8betiden stod til at v\u00e6re 6 m\u00e5neder, og jeg havde ikke mulighed for at regulere p\u00e5 dette. Jeg fik oplyst, at den m\u00e5nedlige ydelse for dette l\u00e5n ville ligge p\u00e5 5.865 kr. Under l\u00e5neberegneren kunne jeg se de samlede omkostninger for l\u00e5net hos Cashper, mens jeg ogs\u00e5 fik oplyst tilbagebetalingsbel\u00f8bet. Jeg fik desuden oplyst tilbagebetalingsdatoen for l\u00e5net. Jeg kunne ogs\u00e5 se, hvad \u00c5OP for l\u00e5net var p\u00e5. Jeg klikkede p\u00e5 knappen ans\u00f8g nu for at p\u00e5begynde l\u00e5neans\u00f8gningen p\u00e5 de 20.000 kr.<\/a><\/p>\n\n\n\n

\"Anmeldelse
Man skal v\u00e6lge l\u00e5nebel\u00f8b.<\/figcaption><\/figure>\n\n\n\n

Da jeg skulle i gang med ans\u00f8gningen, kunne jeg se, at beregningerne s\u00e5 en smule anderledes ud, end de gjorde i l\u00e5neberegneren. Jeg kunne blandt andet se, at forfaldsdatoen l\u00e5 tidligere end den, der var angivet i l\u00e5neberegneren. Jeg kunne ogs\u00e5 se, at det samlede tilbagebetalingsbel\u00f8b i den forbindelse var tilsvarende mindre. Jeg skulle p\u00e5 denne side indtaste navn, efternavn, CPR, e-mail og et selvvalgt kodeord. Herefter skulle jeg opgive mit telefonnummer.<\/p>\n\n\n\n

\"Anmeldelse
Man skal her i gang med at udfylde ans\u00f8gningen.<\/figcaption><\/figure>\n\n\n\n

Jeg skulle som det n\u00e6ste angive \u00e5rsagen til mit \u00f8nske om at l\u00e5ne penge<\/a>, og jeg kunne v\u00e6lge mellem 10 forskellige kategorier. Jeg skulle herefter s\u00e6tte flueben ved accept at vilk\u00e5r og betingelser, mens jeg ogs\u00e5 skulle afkrydse, at jeg havde l\u00e6st og accepteret persondatapolitikken. Jeg skulle ogs\u00e5 give samtykke til, at Novum Bank Ltd m\u00e5 sende mig nyheder og unders\u00f8gelser. <\/p>\n\n\n\n

\"Anmeldelse
Man skal her blandt andet give samtykke til Novum Bank Ltd.<\/figcaption><\/figure>\n\n\n\n

Som det sidste skulle jeg p\u00e5 denne side give tilladelse til, art Cashper m\u00e5tte indhente oplysninger om mine l\u00e5n og kreditter hos virksomheder, der er tilsluttet KreditStatus. Herefter klikkede jeg p\u00e5 knappen N\u00e6ste.<\/p>\n\n\n\n

\"Anmeldelse
Man skal her give tilladelse til indhentning af oplysninger hos KreditStatus.<\/figcaption><\/figure>\n\n\n\n

Jeg skulle herefter igennem yderligere to steps i ans\u00f8gningen, f\u00f8r jeg kunne sende den af sted. Man skulle i det f\u00f8rste trin logge ind p\u00e5 sin bank, s\u00e5 kontoudtog kunne hentes, og man skulle i det andet trin bekr\u00e6fte sit CPR-nummer med NemID. Herefter blev l\u00e5neans\u00f8gningen sendt af sted til Cashper.<\/p>\n\n\n\n<\/span>\n\n\n\n

ET L\u00c5NETILBUD HOS CASHPER KAN SE S\u00c5DAN HER UD:<\/strong>
L\u00e5nebel\u00f8b: 20.000 kr.
L\u00f8betid: 6 m\u00e5neder.
\u00c5OP: 706,4 %.
Kreditomkostninger: 15.192,94 kr.
Tilbagebetalingsbel\u00f8b: 35.192,94 kr.
Beregningen er hentet fra l\u00e5neberegneren p\u00e5 forsiden. <\/p>\n\n\n\n

Hvordan er gennemsigtigheden?<\/h3>\n\n\n\n

Hos Cashper er det simpelt og nemt at se, hvad\nman kommer til at betale for et l\u00e5n, n\u00e5r man tilbagebetaler l\u00e5net i l\u00f8bet af\nden maksimale l\u00f8betid. Man har dog ikke mulighed for at se, hvor meget det vil\nkoste, hvis man betaler tilbage i l\u00f8bet af mindre end 6 m\u00e5neder. Man f\u00e5r dog at\nat vide, at \u00c5OP ligger p\u00e5 704,6 %. Man f\u00e5r ogs\u00e5 et klart overblik over, hvad\nden estimerede m\u00e5nedlige ydelse vil ligge p\u00e5 hos Cashper samt hvad\nomkostningerne og det samlede tilbagebetalingsbel\u00f8b udg\u00f8r.<\/p>\n\n\n\n

Hvordan er den videre ans\u00f8gningsproces?<\/h3>\n\n\n\n

N\u00e5r man har udfyldt en ans\u00f8gning hos Cashper, vil den blive ekspederet i l\u00f8bet af 10 minutter. Der gik ikke mere end fem minutter, f\u00f8r jeg blev tilbudt at l\u00e5ne de 20.000 kr.<\/a> med en l\u00f8betid p\u00e5 6 m\u00e5neder, som jeg havde ans\u00f8gt om. Det var nemt at ans\u00f8ge om et l\u00e5n hos Cashper, og jeg skulle ikke sende nogle dokumenter. Selve ans\u00f8gningen foregik i tre simple trin. Da jeg havde underskrevet den l\u00e5neaftale, som Cashper fremsendte mig, fik jeg pengene udbetalt til min NemKonto efter 30 minutter. Der kan dog g\u00e5 op til en time. Det var alt i alt meget nemt at ans\u00f8ge om et l\u00e5n hos Cashper.<\/p>\n\n\n\n

Fordele ved Cashper<\/h3>\n\n\n\n

1.\nMeget hurtig udbetaling af l\u00e5n<\/strong><\/p>\n\n\n\n

Udbetalingen af l\u00e5n finder sted inden for en\ntime.<\/p>\n\n\n\n

2.\nMulighed for l\u00f8sninger, hvis man ikke kan betale af p\u00e5 sin g\u00e6ld<\/strong><\/p>\n\n\n\n

Hvis man mod forventning ikke kan betale af p\u00e5\nsin g\u00e6ld, kan man tage kontakt til Cashper, s\u00e5 der kan findes en l\u00f8sning, hvis\ndet er muligt.<\/p>\n\n\n\n

3. N\u00e5r\nman har afviklet sit l\u00e5n, kan man ans\u00f8ge om et nyt<\/strong><\/p>\n\n\n\n

N\u00e5r man har tilbagebetalt et l\u00e5n, kan man\nans\u00f8ge om et nyt.<\/p>\n\n\n\n

Ulemper ved Cashper<\/h3>\n\n\n\n

1.\nMeget h\u00f8j \u00c5OP<\/strong><\/p>\n\n\n\n

\u00c5OP ligger p\u00e5 706,4 %, og der er dermed mange\nomkostninger forbundet med et l\u00e5n hos Cashper.<\/p>\n\n\n\n

2. Man\nkan kun indfri en kredit, hvis man ikke er bagud med afdrag<\/strong><\/p>\n\n\n\n

Man kan udelukkende indfri hele l\u00e5net, hvis\nman ikke er bagud med afdrag.<\/p>\n\n\n\n

3. Man\nkan ikke f\u00e5 et estimerede beregninger p\u00e5 et l\u00e5n med l\u00f8betid p\u00e5 under 6 m\u00e5neder<\/strong><\/p>\n\n\n\n

Der findes udelukkende repr\u00e6sentative eksempler p\u00e5 l\u00e5n med en l\u00f8betid p\u00e5 6 m\u00e5neder. Man skal derfor selv beregne sig frem til, hvad det vil koste at l\u00e5ne penge<\/a> med en l\u00f8betid p\u00e5 2 – 5 m\u00e5neder.<\/p>\n\n\n\n

\n
\n

Kundeservice<\/h3>\n\n\n\n

info@cashper.dk
7872 9257<\/p>\n\n\n\n

\u00c5bningstider:
Hverdage: 9 – 17:30.<\/p>\n<\/div>\n\n\n\n

\n

<\/h3>\n\n\n\n

<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

<\/div>\n\n\n\n

Sp\u00f8rgsm\u00e5l og svar<\/h3>\n\n\n\n
Hvilke dokumenter skal jeg bruge for at s\u00f8ge om et l\u00e5n?<\/strong>

Cashper sp\u00f8rger dig kun om at logge ind p\u00e5 din digitale bank og bekr\u00e6fte dit CPR-nr. med NemID. Du skal ikke sende Cashper nogle dokumenter.<\/p> <\/div>

Hvorn\u00e5r har jeg pengene p\u00e5 min konto?<\/strong>

Efter du er tilmeldt til en betalingsservice, bliver dit l\u00e5n udbetalt. Der g\u00e5r normalt op til 1-2 time(r).<\/p> <\/div>

Er det dyrt at f\u00e5 et l\u00e5n fra Cashper?<\/strong>

Cashper har h\u00f8jere rente end gennemsnittet i vores sammenligning. Se, hvilken slags l\u00e5netilbud vi fik fra Cashper her<\/a>.<\/p> <\/div>

Hvorfor skal jeg v\u00e6lge Cashper?<\/strong>

Hos Cashper kan man f\u00e5 svar p\u00e5 en l\u00e5neans\u00f8gning inden for 10 minutter, og et l\u00e5n bliver udbetalt inden for 1 time. Hos Cashper er det simpelt og nemt at se, hvad man kommer til at betale for et l\u00e5n.<\/p> <\/div> <\/div>\n\n\n\n

<\/div>\n\n\n\n\n\n\n
<\/div>\n\n\n\n
\n\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

Hos Cashper kan man l\u00e5ne op til 20.000 kr. Afdragsperioden for et l\u00e5n kan v\u00e6re p\u00e5 mellem 2 – 6 m\u00e5neder. Cashper er derfor en<\/p>\n

L\u00e6s mere Cashper<\/span><\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"page-arvostelu.php","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-425","post","type-post","status-publish","format-standard","hentry","category-anmeldelser","entry"],"yoast_head":"\nCashper l\u00e5n - L\u00e6s anmeldelse - Top5Credits<\/title>\n<meta name=\"description\" content=\"Vi testede Cashper - l\u00e6s om vores erfaringer og \u00e6rlige anmeldelse. 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Du skal ikke sende Cashper nogle dokumenter.\",\"inLanguage\":\"da-DK\"},\"inLanguage\":\"da-DK\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/www.top5credits.com\\\/dk\\\/anmeldelser\\\/cashper\\\/#faq-question-1588931013267\",\"position\":2,\"url\":\"https:\\\/\\\/www.top5credits.com\\\/dk\\\/anmeldelser\\\/cashper\\\/#faq-question-1588931013267\",\"name\":\"Hvorn\u00e5r har jeg pengene p\u00e5 min konto?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Efter du er tilmeldt til en betalingsservice, bliver dit l\u00e5n udbetalt. 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