{"id":628,"date":"2019-10-14T07:02:47","date_gmt":"2019-10-14T07:02:47","guid":{"rendered":"https:\/\/www.top5credits.com\/dk\/?p=628"},"modified":"2022-07-11T09:45:27","modified_gmt":"2022-07-11T09:45:27","slug":"zaplo","status":"publish","type":"post","link":"https:\/\/www.top5credits.com\/dk\/anmeldelser\/zaplo\/","title":{"rendered":"Zaplo"},"content":{"rendered":"\n

Hos Zaplo kan man l\u00e5ne op til 25.000 kr. Et l\u00e5n kan tilbagebetales i l\u00f8bet af maksimalt 24 m\u00e5neder. Hos denne l\u00e5neudbyder kan man desuden udskyde afdrag. Zaplo udbetaler kvikl\u00e5n<\/a> med det samme. Hos denne l\u00e5neudbyder kan man ogs\u00e5 ans\u00f8ge om at forh\u00f8je sit l\u00e5n p\u00e5 helt op til 25.000 kr., som er den maksimale gr\u00e6nse for l\u00e5n. Man skal ikke stille sikkerhed for l\u00e5n. Zaplo har tilbudt l\u00e5n siden 2015.<\/p>\n\n\n\n\n\n\n\n\n\n

\n

Anmeldelse af Zaplo 10\/2019<\/h2>\n\n\n\n

P\u00e5 forsiden af Zaplos hjemmeside v\u00e6lger man det kreditbel\u00f8b, som man \u00f8nsker at ans\u00f8ge om. Man kan her maksimalt v\u00e6lge 25.000 kr., mens det mindste l\u00e5nebel\u00f8b ligger p\u00e5 5.000 kr.<\/a> Jeg valgte at ans\u00f8ge om 25.000 kr. Da jeg havde valgt dette bel\u00f8b, kunne jeg efterf\u00f8lgende indtaste eller v\u00e6lge det \u00f8nskede bel\u00f8b for den m\u00e5nedlige ydelse. For l\u00e5net p\u00e5 2.500 kr. kunne jeg v\u00e6lge en ydelse p\u00e5 mellem 2.380 og 9.730 kr. Jeg valgte den mindste ydelse. Det var ogs\u00e5 p\u00e5 baggrund af den valgte ydelse, at l\u00f8betiden for l\u00e5net blev fastsat. Den blev i den forbindelse til 24 m\u00e5neder. Jeg kunne ogs\u00e5 at, at den f\u00f8rste betaling af ydelsen ville komme til at finde sted en m\u00e5ned senere. Den faste \u00e5rlige debitorrente for mit l\u00e5n ville blive p\u00e5 96 %, mens \u00c5OP ville v\u00e6re p\u00e5 151,8 %. Jeg kunne ogs\u00e5 afl\u00e6se de samlede kreditomkostninger og det samlede tilbagebetalingsbel\u00f8b. For at p\u00e5begynde ans\u00f8gningen hos Zaplo klikkede jeg p\u00e5 knappen Ans\u00f8g nu. <\/p>\n\n\n\n

\"Anmeldelse
Man skal v\u00e6lge kreditbel\u00f8b og den \u00f8nskede ydelse.<\/figcaption><\/figure>\n\n\n\n

For at ans\u00f8ge om et l\u00e5n hos Zaplo skulle jeg i gang med at oprette en profil. Jeg skulle starte med at skrive min e-mailadresse og herefter v\u00e6lge et password til min profil. Dette skulle v\u00e6re p\u00e5 mindst 8 tegn. Herefter skulle jeg i afkrydsningsboksen bekr\u00e6fte, at jeg havde l\u00e6st og accepteret de generelle vilk\u00e5r og privatlivspolitikken hos Zaplo. Jeg kunne igen ude til h\u00f8jre se oplysninger om l\u00e5net.<\/p>\n\n\n\n

\"Anmeldelse
Man i gang med at oprette en profil hos Zaplo.<\/figcaption><\/figure>\n\n\n\n

Som det n\u00e6ste skulle jeg sige ja til, at Zaplo m\u00e5 kontakte mig via blandt andet e-mail og SMS med markedsf\u00f8ring. Jeg sagde ogs\u00e5 ja til, at Zaplo m\u00e5tte indhente oplysninger om mine l\u00e5n og kreditter hos andre virksomheder, der er tilsluttet den danske tjeneste KreditStatus. Herefter klikkede jeg p\u00e5 knappen Opret din profil.<\/p>\n\n\n\n

\"Anmeldelse
Man skal oprette en profil hos Zaplo.<\/figcaption><\/figure>\n\n\n\n

I det n\u00e6ste sk\u00e6rmbillede skulle jeg skrive mit CPR-nummer. Jeg skulle ogs\u00e5 oplyse mit mobilnummer. Herefter klikkede jeg p\u00e5 Gem og Forts\u00e6t.<\/p>\n\n\n\n

\"Anmeldelse
Man skal indtaste mobilnummer og CPR-nummer.<\/figcaption><\/figure>\n\n\n\n

I det n\u00e6ste sk\u00e6rmbillede skulle jeg indtaste oplysninger omkring min \u00f8konomi, og jeg skulle efterf\u00f8lgende ogs\u00e5 skrive mit registreringsnummer og min bankkonto. TIl sidst skulle jeg blot verificere min ans\u00f8gning med NemID, og s\u00e5 blev den sendt af sted til Zaplo.<\/p>\n\n\n\n<\/span>\n\n\n\n

ET L\u00c5NETILBUD HOS ZAPLO KAN EKSEMPELVIS SE S\u00c5DAN HER UD:<\/strong>
L\u00e5nebel\u00f8b: 12.000 kr.
L\u00f8betid: 12 m\u00e5neder.
Debitorrente: 96 %.
\u00c5OP: 151,8 %.
Kreditomkostninger: 7.108 kr.
Tilbagebetalingsbel\u00f8b: 19.108 kr.
Ovenst\u00e5ende beregning foruds\u00e6tter, at man bliver godkendt til l\u00e5net hos Zaplo.<\/p>\n\n\n\n

Hvordan er gennemsigtigheden?<\/h3>\n\n\n\n

Hos Zaplo er gennemsigitigheden stor. Man ved altid, hvad man kommer til at betale for det l\u00e5n, man ans\u00f8ger om. Det er nemt at benytte l\u00e5neberegneren til at finde frem til, hvad det kommer til at koste at l\u00e5ne penge<\/a>. L\u00f8betiden reguleres alt efter, hvilken ydelse der v\u00e6lges. Hos Zaplo ligger \u00c5OP p\u00e5 151,8 %, mens debitorrenten er p\u00e5 96 %. Der er ingen oprettelsesgebyrer p\u00e5 et l\u00e5n. Hjemmesiden giver ogs\u00e5 mange svar p\u00e5 de eventuelle sp\u00f8rgsm\u00e5l, man som l\u00e5neans\u00f8ger kan have. Hos Zaplo kan man b\u00e5de betale l\u00e5net tilbage automatisk med kort eller via mobilen eller netbank. Man bestemmer selv metoden.<\/p>\n\n\n\n

Hvordan er den videre ans\u00f8gningsproces?<\/h3>\n\n\n\n

Da jeg havde oprette brugeren hos Zaplo og\nsendt ans\u00f8gningen af sted, fik jeg \u00f8jeblikkeligt svar fra l\u00e5neudbyderen. Jeg\nblev tilbudt at l\u00e5ne de 12.000 kr. med en l\u00f8betid p\u00e5 12 m\u00e5neder. Det blev jeg\nmeget glad for. Jeg underskrev aftalen med NemID, og jeg blev meget overrasket,\nda jeg modtog pengene p\u00e5 min NemKonto med det samme. Pengene bliver altid\noverf\u00f8rt straks, uanset hvorn\u00e5r man underskriver. Jeg valgte at tilmelde mit\nbetalingskort p\u00e5 profilen, s\u00e5 jeg i fremtiden kunne betale ydelserne p\u00e5 denne\nm\u00e5de.<\/p>\n\n\n\n

Det gik alt sammen meget nemt og hurtigt hos\nZaplo. Jeg formoder derfor, at det ogs\u00e5 er meget nemt for andre at f\u00e5 et l\u00e5n,\nn\u00e5r man har \u00f8konomien i orden. S\u00e5dan var det for mig.<\/p>\n\n\n\n

Fordele ved Zaplo<\/h3>\n\n\n\n

1. L\u00e5n\nkan udbetales d\u00f8gnet rundt hele ugen<\/strong><\/p>\n\n\n\n

Hos Zaplo er der udbetaling af l\u00e5n med det\nsamme. Det er uanset, hvorn\u00e5r p\u00e5 dagen eller ugen, at man \u00f8nsker at optage\nl\u00e5net.<\/p>\n\n\n\n

2.\nMulighed for at udskyde afdrag<\/strong><\/p>\n\n\n\n

Hos Zaplo har man mulighed for at udskyde\nbetalingen af afdrag.<\/p>\n\n\n\n

3. Man\nkan forh\u00f8je sit l\u00e5n<\/strong><\/p>\n\n\n\n

Hos Zaplo kan man altid ans\u00f8ge om at forh\u00f8je\nsit l\u00e5n, hvis man ikke har l\u00e5nt op til l\u00e5negr\u00e6nsen. Et l\u00e5n kan forh\u00f8jes helt op\ntil 25.000 kr.<\/p>\n\n\n\n

4.\nIngen oprettelsesgebyrer p\u00e5 l\u00e5n<\/strong><\/p>\n\n\n\n

Hos Zaplo er der ingen oprettelsesgebyrer p\u00e5\nl\u00e5n.<\/p>\n\n\n\n

\n
\n

Kundeservice<\/h3>\n\n\n\n

info@zaplo.dk
7879 5353<\/p>\n\n\n\n

\u00c5bningstider:
Hverdage: 8 – 16.<\/p>\n<\/div>\n\n\n\n

\n

<\/h3>\n\n\n\n

Der findes chatfunktion p\u00e5 hjemmesiden.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

<\/div>\n\n\n\n

Sp\u00f8rgsm\u00e5l og svar<\/h3>\n\n\n\n
Hvad er fordelene ved Zaplo<\/strong>

Hos Zaplo har man mulighed for at udskyde betalingen af afdrag og der er ingen oprettelsesgebyrer p\u00e5 l\u00e5n.<\/p> <\/div>

Hvad koster det at l\u00e5ne?<\/strong>

Du kan se minimums- og maksimumsrenten og l\u00e6se, hvilken slags tilbud du muligvis f\u00e5r fra Zaplo her.<\/a><\/p> <\/div>

Hvor mange penge kan jeg l\u00e5ne?<\/strong>

Zaplo tilbyder l\u00e5n mellem 5000 kr. – 25.000 kr. og l\u00e5n l\u00f8betid varierer mellem 3 m\u00e5neder og 24 m\u00e5neder.<\/p> <\/div>

Hvor hurtigt kan jeg have l\u00e5n?<\/strong>

Du kan nemt ans\u00f8ge om et l\u00e5n fra din smartphone, tablet eller computer hele d\u00f8gnet. Du f\u00e5r svar p\u00e5 din ans\u00f8gning p\u00e5 1 minut, og pengene st\u00e5r p\u00e5 din konto med det samme – uanset hvorn\u00e5r du ans\u00f8ger. Det eneste, du skal bruge, er dit NemID og dine bankoplysninger.<\/p> <\/div> <\/div>\n\n\n\n

<\/div>\n\n\n\n\n\n\n
<\/div>\n\n\n\n
\n\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

Hos Zaplo kan man l\u00e5ne op til 25.000 kr. Et l\u00e5n kan tilbagebetales i l\u00f8bet af maksimalt 24 m\u00e5neder. Hos denne l\u00e5neudbyder kan man desuden<\/p>\n

L\u00e6s mere Zaplo<\/span><\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"page-arvostelu.php","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-628","post","type-post","status-publish","format-standard","hentry","category-anmeldelser","entry"],"yoast_head":"\nZaplo l\u00e5n - L\u00e6s anmeldelse - Top5Credits<\/title>\n<meta name=\"description\" content=\"Vi testede Zaplo - l\u00e6s om vores erfaringer og \u00e6rlige anmeldelse. 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