{"id":931,"date":"2020-04-09T10:22:06","date_gmt":"2020-04-09T10:22:06","guid":{"rendered":"https:\/\/www.top5credits.com\/dk\/?p=931"},"modified":"2022-07-11T08:04:02","modified_gmt":"2022-07-11T08:04:02","slug":"basisbank","status":"publish","type":"post","link":"https:\/\/www.top5credits.com\/dk\/anmeldelser\/basisbank\/","title":{"rendered":"Basisbank"},"content":{"rendered":"\n

Hos Basisbank f\u00e5r du en bank, der b\u00e5de tilbyder dig l\u00e5n, konti, opsparing, investeringsmuligheder og betalingskort til privatkunder. Du kan l\u00e5ne fra 30.000 kr. og helt op til 500.00 kr. til lige d\u00e9t, du g\u00e5r og dr\u00f8mmer om. L\u00e5n penge<\/a> til ferien, brylluppet, bilen eller m\u00e5ske dr\u00f8mmek\u00f8kkenet.<\/p>\n\n\n\n

Du skal blot udfylde en l\u00e5neans\u00f8gning online samt godkendes, og s\u00e5 har du pengene p\u00e5 kontoen inden for f\u00e5 dage. P\u00e5 basisbank.dk kan du desuden f\u00e5 et l\u00e5netjek, hvor du kan se, hvor mange penge du kan spare ved at samle dine l\u00e5n hos Basisbank. Det kan b\u00e5de give dig en lavere rente og et bedre overblik over din \u00f8konomi.<\/p>\n\n\n\n\n\n\n\n\n\n

\n

Anmeldelse af Basisbank privatl\u00e5n 4\/2020<\/h2>\n\n\n\n

Det\ner nemt og overskueligt at l\u00e5ne penge hos Basisbank. Kommunikationen\np\u00e5 hjemmesiden er enkelt og klar og giver et hurtigt overblik over,\nhvilke muligheder der er. \n<\/p>\n\n\n\n

Jeg\nans\u00f8gte via Basisbanks online ans\u00f8gningsskema, hvor jeg nemt kunne\njustere l\u00e5nebel\u00f8bet og tilbagebetalingsperioden ved at bruge de to\n\u2019slidere\u2019, f\u00f8r jeg klikkede p\u00e5 \u2019ans\u00f8g her\u2019. Det tog lidt\ntid, f\u00f8r jeg opdagede, at det var i \u2019sliderne\u2019, at jeg skulle\nbestemme l\u00e5nebel\u00f8bet og l\u00f8betiden, men da jeg f\u00f8rst opdagede det,\ngik det nemt. \n<\/p>\n\n\n\n

Under\nl\u00e5neberegneren kunne jeg se blandt andet debitorrenten, \u00c5OP,\nstiftelsesomkostninger og andre gebyrer, der f\u00f8lger med l\u00e5net. Jeg\nblev opm\u00e6rksom p\u00e5, at gebyrer og renter varierer alt efter, hvilket\nbel\u00f8b jeg \u00f8nsker at l\u00e5ne. \n<\/p>\n\n\n\n

Derudover kunne jeg se et l\u00e5neeksempel, som blev tilpasset efter det bel\u00f8b og den tilbagebetalingsperiode, som jeg valgte i \u2019slideren\u2019. Det bet\u00f8d, at det var super nemt og overskueligt at se, hvad det ville koste at l\u00e5ne lige det bel\u00f8b, som jeg havde brug for og til pr\u00e6cis den l\u00f8beperiode, som jeg \u00f8nskede.<\/p>\n\n\n\n

\"Basisbank<\/figure>\n\n\n\n

Herefter udfyldte jeg l\u00e5neans\u00f8gningen med dine personlige oplysninger. Det foregik nemt og enkelt med f\u00e5 sp\u00f8rgsm\u00e5l og bokse, som skulle udfyldes med eksempelvis navn, cpr. nr, boligform, civilstatus m.m. Under felterne kunne jeg nemt se, hvad \u2019der st\u00e5r med sm\u00e5t\u2019, og hvad jeg skal v\u00e6re s\u00e6rligt opm\u00e6rksom p\u00e5, n\u00e5r jeg vil optage et l\u00e5n hos Basisbank.<\/p>\n\n\n\n

\"Basisbank<\/figure>\n\n\n\n

Da l\u00e5neans\u00f8gningen var sendt, gik der ikke l\u00e6nge, f\u00f8r jeg fik svar p\u00e5, at jeg var godkendt. Herefter fik jeg mine penge inden for cirka et d\u00f8gn. Basisbank udbetaler hver bankdag kl. 14, s\u00e5 det kan svinge lidt, hvorn\u00e5r man f\u00e5r pengene, men jeg fik dem hurtigt, da jeg l\u00e5nte penge tirsdag eftermiddag.<\/p>\n\n\n\n

ET L\u00c5NETILBUD HOS BASISBANK KAN EKSEMPELVIS SE S\u00c5DAN HER UD:<\/strong>
L\u00e5nebel\u00f8b: 200.000 kr
L\u00f8betid: 60 m\u00e5neder
Debitorrente: 12,45 %
\u00c5OP: 13,8 %
Kreditomkostninger: 72.955 kr
Tilbagebetalingsbel\u00f8b: 272.955 kr<\/p>\n\n\n\n

Hvem kan f\u00e5 et privatl\u00e5n hos Basisbank?<\/h3>\n\n\n\n

Basisbanks krav til\nkunder er f\u00f8lgende:<\/p>\n\n\n\n

  • Er over 18 \u00e5r \n\t\n\t<\/li>
  • Bor i Danmark \n\t\n\t<\/li>
  • Har en fast\n\tindt\u00e6gt \n\t\n\t<\/li>
  • Ikke er\n\tregistreret i RKI eller Debitor Registret \n\t\n<\/li><\/ul>\n\n\n\n

    Desuden vil du blive kreditvurderet i forbindelse med din ans\u00f8gning.<\/p>\n\n\n\n

    \n
    \n

    Kundeservice<\/h3>\n\n\n\n

    tlf. 70 22 09 29<\/p>\n\n\n\n

    kundecenter@basisbank.dk<\/p>\n<\/div>\n\n\n\n

    \n

    Adresse<\/h3>\n\n\n\n

    Basisbank A\/S,
    Teglholm All\u00e9 15,
    2450 K\u00f8benhavn SV <\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

    <\/div>\n\n\n\n

    Sp\u00f8rgsm\u00e5l og svar<\/h3>\n\n\n\n
    Hvor meget kan jeg l\u00e5ne?<\/strong>

    Hos Basisbank kan du l\u00e5ne fra 30.000 kr.-500.000 kr.<\/p> <\/div>

    Hvad kr\u00e6ver det, hvis jeg vil l\u00e5ne penge?<\/strong>

    Det kr\u00e6ver blot, at du udfylder en l\u00e5neans\u00f8gning, hvor du skal bruge dit cpr. nummer, kontonummer og dit NemID. Du v\u00e6lger selv, hvilket bel\u00f8b du vil l\u00e5ne, og hvad l\u00f8betiden skal v\u00e6re. I l\u00e5neans\u00f8gningen skal du angive en r\u00e6kke personlige oplysninger samt blandt andet oplysninger omkring, hvad pengene skal bruges til. Og s\u00e5 kr\u00e6ver de, at du siger ja til, at Basisbank m\u00e5 indhente oplysninger om dine l\u00e5n\/kreditter hos andre virksomheder. Det betyder, at de m\u00e5 indhente oplysninger om saldo, l\u00e5netype, hovedstol\/kreditramme og oprettelsesdato. Derudover kr\u00e6ver Basisbank, at der m\u00e5 udveksles oplysninger med RKI og Debitorregistret, og at oplysningerne registreres og behandles. N\u00e5r du har sagt ja til dette og sendt l\u00e5neans\u00f8gningen g\u00e5r der kort tid, f\u00f8r du f\u00e5r svar om, hvorvidt du er godkendt til l\u00e5net. S\u00e5fremt du er godkendt, g\u00e5r der oftest kun et d\u00f8gn, f\u00f8r pengene er p\u00e5 din konto. <\/p> <\/div>

    Hvor lang l\u00f8betid er der?<\/strong>

    L\u00f8betiden p\u00e5 l\u00e5net kan v\u00e6re op til 15 \u00e5r.<\/p> <\/div>

    Hvilken type rente har Basisbank?<\/strong>

    Basisbank tilbyder en \u00c5OP fra 6,1 % – 21,2 %<\/p> <\/div>

    Hvor lang er ans\u00f8gningsprocessen?<\/strong>

    I de fleste tilf\u00e6lde f\u00e5r du svar p\u00e5 din ans\u00f8gning inden for meget kort tid. Efter den endelige godkendelse af l\u00e5neans\u00f8gningen f\u00e5r du pengene ind p\u00e5 din konto i l\u00f8bet af 1-2 dage.<\/p> <\/div>

    Hvilke andre muligheder er der hos Basisbank?<\/strong>

    Ud over privatl\u00e5n tilbyder Basisbank ogs\u00e5 bill\u00e5n, samlel\u00e5n, kort og konti, opsparing og investering. Med Basisbanks l\u00e5netjek kan du desuden se, om du kan spare penge p\u00e5 at samle alle dine l\u00e5n hos Basisbank.<\/p> <\/div>

    Hvem er Basisbank?<\/strong>

    Basisbank er en 100 % danskejet internetbank og har eksisteret siden \u00e5r 2000. I b\u00e5de 2018 og 2019 blev Basisbank nomineret til \u00c5rets Bank i kategorien V\u00e6kst af mediet Finanswatch. Banken er desuden digitalt funderet, hvilket betyder at du ikke beh\u00f8ver at m\u00f8de op hos en r\u00e5dgiver, men blot kan ringe og f\u00e5 den hj\u00e6lp, du har brug for over telefonen.<\/p> <\/div> <\/div>\n\n\n\n

    <\/div>\n\n\n\n\n\n\n
    <\/div>\n\n\n\n
    \n\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

    Hos Basisbank f\u00e5r du en bank, der b\u00e5de tilbyder dig l\u00e5n, konti, opsparing, investeringsmuligheder og betalingskort til privatkunder. Du kan l\u00e5ne fra 30.000 kr. og<\/p>\n

    L\u00e6s mere Basisbank<\/span><\/p>\n","protected":false},"author":15,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"page-arvostelu.php","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-931","post","type-post","status-publish","format-standard","hentry","category-anmeldelser","entry"],"yoast_head":"\nBasisbank privatl\u00e5n - L\u00e6s anmeldelse - Top5Credits<\/title>\n<meta name=\"description\" content=\"Vi testede Basis Bank - l\u00e6s om vores erfaringer og \u00e6rlige anmeldelse. 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