{"id":3300,"date":"2020-03-27T16:13:40","date_gmt":"2020-03-27T14:13:40","guid":{"rendered":"https:\/\/www.top5credits.com\/fi\/?p=3300"},"modified":"2022-06-03T14:27:22","modified_gmt":"2022-06-03T11:27:22","slug":"credento","status":"publish","type":"post","link":"https:\/\/www.top5credits.com\/fi\/arvostelut\/credento\/","title":{"rendered":"Credento"},"content":{"rendered":"\n

Huom! Credento on nyky\u00e4\u00e4n TF Bank. Lis\u00e4tietoja TF Bankista voit lukea Top5Creditsin sivuilta.<\/a><\/strong><\/p>\n\n\n\n

Credento on rahoituslaitos, jolta voi hakea 2 500 \u2013 10 000 euron kulutusluottoja 2\u20138 vuoden maksuajalla. Kokemuksien mukaan Credento on nopea lainanmy\u00f6nt\u00e4j\u00e4, jolta voi saada rahat jo samana p\u00e4iv\u00e4n\u00e4.<\/p>\n\n\n\n

Credento on perustettu vuonna 1987. <\/p>\n\n\n\n\n\n\n\n\n\n

\n

Kokemus Credento-lainasta <\/h2>\n\n\n\n

Credenton lainahakemus on nopeasti t\u00e4ytett\u00e4v\u00e4 yhdelle sivulle aukeava lomake, l\u00e4hes identtinen samaan tuoteperheeseen kuuluvan TF Bank Lainan kanssa \u2013 lainatuotteet my\u00f6s yhdistettiin maaliskuussa 2020. Hakemuksessa pyydet\u00e4\u00e4n henkil\u00f6tietojen lis\u00e4ksi muun muassa asumista, ty\u00f6t\u00e4 ja aiempia velkoja koskevia tietoja. Lis\u00e4maksusta lainaan voi ottaa lainaturvan vakuudeksi esimerkiksi ty\u00f6tt\u00f6myytt\u00e4, ty\u00f6kyvytt\u00f6myytt\u00e4 tai vakavaa sairastumista vastaan.<\/p>\n\n\n\n

Kun\ntiedot on t\u00e4ytetty ja hakemus l\u00e4hetetty, alustava lainap\u00e4\u00e4t\u00f6s\ntoimitetaan asiakkaalle saman tien. Lainasopimukseen voi perehty\u00e4\ntunnistautumalla Credenton j\u00e4rjestelm\u00e4\u00e4n, jos lainap\u00e4\u00e4t\u00f6s on\nhyv\u00e4ksytty. Allekirjoittaminen tapahtuu verkkopankkitunnusten\navulla. Laina maksetaan tilille hakemuksen lopullisen tarkastuksen\nj\u00e4lkeen parhaimmillaan jopa samana tai viimeist\u00e4\u00e4n seuraavana\npankkip\u00e4iv\u00e4n\u00e4.<\/p>\n\n\n\n

Credenton\nlaina on vaihtuvakorkoinen tasaer\u00e4laina, ja sen korko m\u00e4\u00e4r\u00e4ytyy\nviitekoron ja asiakaskohtaisen marginaalin perusteella. K\u00e4yt\u00e4nn\u00f6ss\u00e4\nt\u00e4m\u00e4 tarkoittaa sit\u00e4, ett\u00e4 lyhennyser\u00e4 on aina samansuuruinen,\nja mahdolliset muutokset korossa pident\u00e4v\u00e4t lainan\ntakaisinmaksuaikaa.<\/p>\n\n\n\n

Valitettavasti Credento hylk\u00e4si hakemukseni, joten t\u00e4ll\u00e4 er\u00e4\u00e4 laina j\u00e4i haaveeksi.<\/p>\n\n\n\n<\/span>\n\n\n\n

Credento voi my\u00f6nt\u00e4\u00e4 lainaa esimerkiksi seuraavanlaisilla ehdoilla:
<\/strong>Lainasumma: 5 000 \u20ac
Laina-aika: 5 vuotta
Nimellinen vuosikorko: 13,99 %
Todellinen vuosikorko: 17,97 %
Kuukausimaksu: 6,99 \u20ac
Nostopalkkio: –
Kuukausier\u00e4: 123,31 \u20ac
Kokonaiskulut: 2 398,32 \u20ac
Takaisin maksettava summa: 7 398,32 \u20ac<\/p>\n\n\n\n\n\n\n

<\/div>\n\n\n\n
\"Credento
Credenton lainahakemus on nopea, ja rahat maksetaan tilille parhaimmillaan jo samana p\u00e4iv\u00e4n\u00e4.<\/figcaption><\/figure>\n\n\n\n

Credenton lainan todellinen vuosikorko l\u00e4hentelee 18:aa prosenttia, eli aivan halvimmasta p\u00e4\u00e4st\u00e4 se ei miss\u00e4\u00e4n nimess\u00e4 ole. Palvelu on toisaalta nopeaa ja korko perinteisi\u00e4 pikavippifirmoja halvempi, joten siin\u00e4 mieless\u00e4 lainaa voi pit\u00e4\u00e4 ihan kilpailukykyisen\u00e4 vaihtoehtona.<\/p>\n\n\n\n

Credenton\nlainaan liittyy my\u00f6s mahdollisuus kahteen vuosittaiseen\nmaksuvapaaseen kuukauteen, kunhan lainasta on lyhennetty v\u00e4hint\u00e4\u00e4n\nnelj\u00e4 maksuer\u00e4\u00e4. T\u00e4t\u00e4 nyky\u00e4 t\u00e4m\u00e4 on rahanarvoinen etu, sill\u00e4\nmoni rahoitusyhti\u00f6 on alkanut peri\u00e4 maksuvapaista lis\u00e4veloitusta\netenkin kulutusluottojen korkokaton astuttua voimaan syksyll\u00e4 2019.\nErityisen arvokkaana etua voi pit\u00e4\u00e4 pienempien lainasummien\nkohdalla, jolloin maksuvapaan suhteellinen hinta voi nousta\nyll\u00e4tt\u00e4v\u00e4nkin kalliiksi.<\/p>\n\n\n\n

Kenelle Credento my\u00f6nt\u00e4\u00e4 lainaa?<\/h2>\n\n\n\n

Credenton\nv\u00e4himm\u00e4isvaatimukset laina-asiakkaille ovat seuraavat:<\/p>\n\n\n\n

  • yli\n\t22 vuoden ik\u00e4\n\t<\/li>
  • s\u00e4\u00e4nn\u00f6lliset\n\tpalkka- tai el\u00e4ketulot\n\t<\/li>
  • ei\n\tmaksuh\u00e4iri\u00f6merkint\u00f6j\u00e4\n\t<\/li>
  • vakituinen\n\tasuinpaikka Suomessa\n\t<\/li>
  • julkinen\n\tlanka- tai matkapuhelinliittym\u00e4.\n<\/li><\/ul>\n\n\n\n\n\n\n
    \n
    \n

    Asiakaspalvelu<\/h3>\n\n\n\n

    0206 90681
    (ma\u2013pe 8:00\u201316:00)<\/p>\n\n\n\n

    info@credento.fi<\/p>\n<\/div>\n\n\n\n

    \n

    Osoite<\/h3>\n\n\n\n

    TF Bank AB, Suomen sivuliike,
    PL 5600,
    00002 Helsinki<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n

    <\/div>\n\n\n\n

    K\u00e4ytt\u00e4jiemme kokemukset Credentosta<\/h3>\n\n\n\n\n
    <\/div>\n\n\n\n
    \n\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

    Huom! Credento on nyky\u00e4\u00e4n TF Bank. Lis\u00e4tietoja TF Bankista voit lukea Top5Creditsin sivuilta. Credento on rahoituslaitos, jolta voi hakea 2 500 \u2013 10 000 euron<\/p>\n

    Jatka lukemista Credento<\/span><\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"page-arvostelu.php","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3300","post","type-post","status-publish","format-standard","hentry","category-arvostelut","entry"],"yoast_head":"\nCredento - Katso kokemukset ja arvostelut - Top5Credits<\/title>\n<meta name=\"description\" content=\"Testasimme Credenton - katso kokemus ja aito arvostelu. 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