{"id":5127,"date":"2020-08-26T09:42:33","date_gmt":"2020-08-26T06:42:33","guid":{"rendered":"https:\/\/www.top5credits.com\/fi\/?p=5127"},"modified":"2022-12-19T13:21:00","modified_gmt":"2022-12-19T11:21:00","slug":"tasalyhennyslaina","status":"publish","type":"post","link":"https:\/\/www.top5credits.com\/fi\/lainasanasto\/tasalyhennyslaina\/","title":{"rendered":"Tasalyhennyslaina"},"content":{"rendered":"\n

Tasalyhenteisess\u00e4 lainassa lainap\u00e4\u00e4omaa maksetaan takaisin aina saman verran. Koron osuus vaihtelee t\u00e4ss\u00e4 lainatyypiss\u00e4. Korko lasketaan aina uudestaan j\u00e4ljell\u00e4 olevalle lainap\u00e4\u00e4omalle ja se vaihtelee viitekoron nousun tai laskun mukaan. Mik\u00e4li viitekorko pysyy samana koko laina-ajan, on jokainen maksuer\u00e4 edellist\u00e4 pienempi.<\/p>\n\n\n\n\n\n

Tasalyhennyslaina on yksi monista lyhennystavoista. Voit lukea lis\u00e4\u00e4 lainanlyhent\u00e4misest\u00e4 t\u00e4st\u00e4<\/a>.<\/p>\n\n\n\n

\"Esimerkki
Tasalyhennyslaina esimerkkikuva<\/figcaption><\/figure>\n\n\n\n

Kenelle tasalyhenteinen laina sopii?<\/h2>\n\n\n\n

Tasalyhenteinen laina sopii henkil\u00f6lle, joka haluaa saada lainan takaisinmaksun hyv\u00e4\u00e4n vauhtiin heti alusta alkaen. Lainan kuukausittaisten maksuerien korko-osa on alussa suurempi. T\u00e4m\u00e4 tarkoittaa sit\u00e4, ett\u00e4 maksuer\u00e4t ovat suurimmillaan laina-ajan alkupuolella. Tasalyhennyslaina lyhenee huomattavasti nopeammin verrattuna muihin tasaisesti lyhennett\u00e4viin lainoihin.<\/p>\n\n\n\n

Tasalyhennyslaina ilman vakuuksia<\/h2>\n\n\n\n

Monet lainantarjoajat tarjoavat tasalyhenteist\u00e4 lainaa ilman vakuuksia. Ennen lainan valitsemista henkil\u00f6n kannattaa kuitenkin tehd\u00e4 lainavertailua<\/a>. Monet verkossa toimivat palvelut tarjoavat lainavertailua t\u00e4ysin ilmaiseksi.<\/p>\n\n\n\n

Tasalyhennyslaina riskit<\/h2>\n\n\n\n

Tasalyhenteisen lainan riski piilee siin\u00e4, ett\u00e4 lyhennystapa on aluksi melko raskas. Kannattaakin siis ottaa huomioon, ett\u00e4 ensimm\u00e4iset maksuer\u00e4t ovat suurempia.<\/p>\n\n\n\n

Vertaile lainat t\u00e4st\u00e4<\/a><\/div>\n\n\n\n

L\u00e4hteet<\/h4>\n\n\n\n

https:\/\/www.minilex.fi\/a\/mik%C3%A4-on-tasalyhennyslaina<\/a><\/p>\n\n\n\n

https:\/\/www.finanssivalvonta.fi\/kuluttajansuoja\/kysymyksia-ja-vastauksia\/pankkipalvelut\/korot-marginaalit-lyhennystapa\/<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Tasalyhennyslainan maksuer\u00e4t koostuvat kiinte\u00e4st\u00e4 lyhennysosasta ja kertyneest\u00e4 korosta. Laina-ajan alussa maksuer\u00e4t ovat suuria ja lainan takaisinmaksu kevenee loppua kohti.<\/p>\n","protected":false},"author":21,"featured_media":5357,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"page-glossary.php","format":"standard","meta":{"footnotes":""},"categories":[115],"tags":[],"class_list":["post-5127","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-lainasanasto","entry"],"yoast_head":"\nTasalyhennyslaina - Kenelle tasalyhennys laina sopii? - Top5Credits.com<\/title>\n<meta name=\"description\" content=\"Lue kannattaako sinun valita lainasi lyhennysmuodoksi tasalyhennys. 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