{"id":2968,"date":"2020-09-29T07:38:39","date_gmt":"2020-09-29T07:38:39","guid":{"rendered":"https:\/\/www.top5credits.com\/se\/?p=2968"},"modified":"2022-05-19T08:58:05","modified_gmt":"2022-05-19T08:58:05","slug":"nettolon","status":"publish","type":"post","link":"https:\/\/www.top5credits.com\/se\/ordlista\/nettolon\/","title":{"rendered":"Nettol\u00f6n"},"content":{"rendered":"\n

Den summa som du i slutet av varje m\u00e5nad f\u00e5r in p\u00e5 ditt bankkonto fr\u00e5n din arbetsgivare kallas nettol\u00f6n. <\/em>Du har s\u00e4kert h\u00f6rt talas om begreppet tidigare och kanske till och med f\u00f6rv\u00e4xlat det med begreppet bruttol\u00f6n<\/em> – som \u00e4r dess motsvarighet. Nettol\u00f6nen \u00e4r det som blir \u00f6ver av din inkomst efter att alla avgifter och skatter har dragits av<\/strong>. Men alla f\u00e5r s\u00e5klart inte samma nettol\u00f6n och det beror p\u00e5 olika faktorer som vi kommer att g\u00e5 igenom i den h\u00e4r artikeln. L\u00e4s vidare! <\/p>\n\n\n\n

Vad \u00e4r nettol\u00f6n?<\/h2>\n\n\n\n

Nettol\u00f6nen \u00e4r den inkomst som blir \u00f6ver efter skatter och avgifter och som betalas ut till ditt l\u00f6nekonto varje m\u00e5nad (eller vecka). Detta \u00e4r pengar som du kan anv\u00e4nda som du vill och till det du beh\u00f6ver f\u00f6r att klara dig under m\u00e5naden. Din arbetsgivare kan inte dra n\u00e5gra mer pengar eller avgifter n\u00e4r l\u00f6nen v\u00e4l landat p\u00e5 ditt konto.<\/p>\n\n\n\n

Du kan se din nettol\u00f6n, bruttol\u00f6n samt hur mycket skatt som dragits<\/strong> p\u00e5 ditt l\u00f6nebesked<\/strong><\/a> varje m\u00e5nad. Din arbetsgivare drar av skatt och avgifter p\u00e5 din bruttol\u00f6n och betalar in den till Skatteverket per automatik varje m\u00e5nad.<\/p>\n\n\n\n

Skillnaden mellan nettol\u00f6n och bruttol\u00f6n<\/h2>\n\n\n\n

Har du h\u00f6rt talas om nettol\u00f6n s\u00e5 har du s\u00e4kert ocks\u00e5 st\u00f6tt p\u00e5 begreppet bruttol\u00f6n <\/em>som \u00e4r motsvarigheten till netto. Bruttol\u00f6n \u00e4r din m\u00e5nadsl\u00f6n innan<\/em> det dragits av skatter och avgifter helt enkelt. Vad som sker under f\u00f6r\u00e4ndringen fr\u00e5n brutto till netto \u00e4r dock lite olika beroende p\u00e5 i vilken kommun du bor, hur gammal du \u00e4r och om till exempel \u00e4r medlem i Svenska kyrkan eller andra trossamfund. Det beror p\u00e5 att du betalar en extra avgift f\u00f6r just detta medlemskap som g\u00e5r till Svenska kyrkan. <\/p>\n\n\n\n

Om du exempelvis har exakt samma bruttol\u00f6n som din kollega beh\u00f6ver inte det betyda att ni ocks\u00e5 f\u00e5r ut exakt samma nettol\u00f6n vid l\u00f6neutbetalning. Beskattningen ser n\u00e4mligen olika ut f\u00f6r olika kommuner<\/strong> till exempel – och h\u00e4r g\u00e5r man p\u00e5 den kommun du \u00e4r bosatt i, inte d\u00e4r du jobbar. D\u00e4rf\u00f6r kan en<\/em> individ betala mycket l\u00e4gre skatt \u00e4n sin kollega som bor i en annan kommun och s\u00e5ledes p\u00e5verkas \u00e4ven nettol\u00f6nen i slut\u00e4ndan. <\/p>\n\n\n\n

Hur r\u00e4knar jag ut min nettol\u00f6n?<\/h2>\n\n\n\n

Att r\u00e4kna ut din nettol\u00f6n \u00e4r inte sv\u00e5rt om du bara har koll p\u00e5 vilken skattesats du g\u00e5r under. Denna tabell kan du hitta p\u00e5 Skatteverkets hemsida<\/a> men ocks\u00e5 i ditt l\u00f6nebesked. N\u00e4r du vet vilken tabell du g\u00e5r under s\u00e5 vet du hur m\u00e5nga procent som dras i skatt – det brukar variera mellan 29-35% beroende p\u00e5 kommun, men snittet ligger n\u00e5gonstans runt 32%. <\/p>\n\n\n\n

N\u00e4sta sak du m\u00e5ste t\u00e4nka p\u00e5 \u00e4r om du \u00e4r medlem i Svenska kyrkan eller inte. Om du \u00e4r medlem s\u00e5 inneb\u00e4r det att du betalar 1% per \u00e5r i avgift<\/strong> till dem vilket kanske inte m\u00e4rks av s\u00e5 mycket m\u00e5nad f\u00f6r m\u00e5nad, men totalt sett kan det bli n\u00e5gra tusenlappar p\u00e5 ett \u00e5r. F\u00f6r att s\u00e4tta det i perspektiv s\u00e5 tar vi som exempel att du tj\u00e4nar 200 000 kr netto per \u00e5r. 1% av 200 000 \u00e4r 2 000 kronor. Det betyder att du betalar 2 000 kronor om \u00e5ret till Svenska kyrkan. Alla svenskar har r\u00e4tt att g\u00e5 ur detta medlemsskap och alla som f\u00f6ds i Sverige sedan \u00e5r 1996 blir automatiskt medlemmar. En del personer v\u00e4ljer att g\u00e5 ur eftersom de k\u00e4nner de inte \u00e4r engagerade i kyrklig verksamhet och inte har lust att betala avgiften l\u00e4ngre. <\/p>\n\n\n\n

Du betalar \u00e4ven en begravningsavgift som ligger p\u00e5 25 \u00f6re per 100 kronor, men den \u00e4r inte kopplad till Svenska kyrkan utan \u00e4r n\u00e5got som alla svenskar betalar f\u00f6r att ha r\u00e4tt till en v\u00e4rdig begravning – oavsett om du \u00e4r medlem i Svenska kyrkan eller ej.<\/p>\n\n\n\n

Du drar allts\u00e5 av procentsatsen fr\u00e5n din skattetabell fr\u00e5n din bruttol\u00f6n.<\/strong> N\u00e4r du dragit av den aktuella skatteprocenten och andra avgifter f\u00e5r du fram det belopp som din arbetsgivare kommer att s\u00e4tta in p\u00e5 ditt bankkonto vid l\u00f6ning.<\/p>\n\n\n\n

J\u00e4mkning<\/h3>\n\n\n\n

N\u00e4r du beg\u00e4r en j\u00e4mkning hos din arbetsgivare g\u00e5r du ifr\u00e5n din vanliga skattetabell. Antingen s\u00e5 beg\u00e4r du att betala mindre eller mer i skatt \u00e4n vad du g\u00f6r idag. Detta g\u00f6rs f\u00f6r att till exempel undvika att \u00e5ka p\u00e5 en stor restskatt p\u00e5 grund av att din arbetsgivare betalat in f\u00f6r lite skatt till Skatteverket under \u00e5ret. Har det betalats in f\u00f6r mycket skatt s\u00e5 f\u00e5r du tillbaka dem pengarna vid skatte\u00e5terb\u00e4ringen varje \u00e5r, om du har deklarerat som du ska i tid.<\/p>\n\n\n\n

Tj\u00e4nar du dock under 20 008 kronor p\u00e5 ett \u00e5r beh\u00f6ver du inte betala skatt alls och skickar d\u00e5 in en blankett som inneb\u00e4r att du blir befriad fr\u00e5n skattskyldigheten. Detta \u00e4r mest f\u00f6rekommande bland exempelvis unga sommarjobbare och extrajobbare som fortfarande g\u00e5r i skolan.<\/p>\n\n\n\n

Vad kan p\u00e5verka min nettol\u00f6n?<\/h2>\n\n\n\n

Det som fr\u00e4mst p\u00e5verkar din l\u00f6n efter skatt \u00e4r skattetabellen f\u00f6r din kommun eftersom det \u00e4r den procentsatsen som \u00e4r st\u00f6rst och m\u00e4rks mest. Medlemskapet i Svenska kyrkan p\u00e5verkar ocks\u00e5 lite grann eftersom du betalar avgift till dem ocks\u00e5 p\u00e5 1 % per \u00e5r. <\/p>\n\n\n\n

Men vad som h\u00e4nder med din bruttol\u00f6n p\u00e5verkar ju \u00e4ven din nettol\u00f6n. Skulle du exempelvis vara sjuk och hemma fr\u00e5n jobbet s\u00e5 sjunker din bruttol\u00f6n den m\u00e5naden trots att du har sjukl\u00f6n (eftersom sjukl\u00f6nen inte \u00e4r 100% av l\u00f6nen) och detta g\u00f6r att du \u00e4ven f\u00e5r mindre i l\u00f6n den m\u00e5nad som f\u00f6ljer.<\/p>\n\n\n\n

Dessa \u00e4r de faktorer som kan p\u00e5verka hur din nettol\u00f6n ser ut. Det enda som du egentligen sj\u00e4lv kan p\u00e5verka i detta sammanhang \u00e4r avgiften till Svenska kyrkan, eftersom du kan v\u00e4lja att s\u00e4ga upp ditt medlemskap. Men skatten kan du inte p\u00e5verka p\u00e5 annat s\u00e4tt \u00e4n att flytta till en annan kommun<\/strong> – vilket inte \u00e4r n\u00e5got man brukar g\u00f6ra bara f\u00f6r att f\u00e5 l\u00e4gre skatt. Man bor d\u00e4r man bor och flyttar du s\u00e5 kanske du har turen att hamna i en kommun som har en l\u00e4gre skattetabell \u00e4n den du har nu – och d\u00e5 f\u00e5r du lite h\u00f6gre l\u00f6n i slut\u00e4ndan! <\/p>\n\n\n\n

<\/div>\n\n\n\n

K\u00e4llor<\/h4>\n\n\n\n
  1. https:\/\/www.ekonomifokus.se\/lon-efter-skatt-kalkylator<\/a><\/li><\/ol>\n","protected":false},"excerpt":{"rendered":"

    Nettol\u00f6nen \u00e4r det som blir \u00f6ver av din inkomst efter att alla avgifter och skatter har dragits av.<\/p>\n","protected":false},"author":16,"featured_media":2973,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"page-glossary.php","format":"standard","meta":{"footnotes":""},"categories":[100],"tags":[],"class_list":["post-2968","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ordlista","entry"],"yoast_head":"\nNettol\u00f6n - Vad \u00e4r nettol\u00f6n? - Top5Credits<\/title>\n<meta name=\"description\" content=\"Den summa som du i slutet av varje m\u00e5nad f\u00e5r in p\u00e5 ditt bankkonto fr\u00e5n din arbetsgivare kallas nettol\u00f6n.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.top5credits.com\/se\/ordlista\/nettolon\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nettol\u00f6n - Vad \u00e4r nettol\u00f6n? 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