{"id":5435,"date":"2022-07-05T09:24:11","date_gmt":"2022-07-05T09:24:11","guid":{"rendered":"https:\/\/www.top5credits.com\/se\/?p=5435"},"modified":"2023-08-15T19:38:05","modified_gmt":"2023-08-15T19:38:05","slug":"felaktig-betalning","status":"publish","type":"post","link":"https:\/\/www.top5credits.com\/se\/banker\/felaktig-betalning\/","title":{"rendered":"Felaktig betalning: Hur f\u00e5r du tillbaka dina pengar nu?"},"content":{"rendered":"\n

Det kan h\u00e4nda vem som helst. Du g\u00f6r ett misstag n\u00e4r du anger kontonumret, v\u00e4ljer fel konto, g\u00f6r en dubbelbetalning eller gl\u00f6mmer att stoppa en regelbunden \u00f6verf\u00f6ring. Det finns tre situationer, var och en med sina egna l\u00f6sningar.<\/p>\n\n\n\n

1. Du har \u00f6verf\u00f6rt pengar till ett kontonummer som inte finns.<\/h2>\n\n\n\n

Inga problem! Pengarna \u00e5terbetalas automatiskt till ditt konto inom n\u00e5gra dagar. Detta g\u00e4ller endast svenska banker. Om du har ett utl\u00e4ndskt kontonummer ska du kontakta din bank om du inte har f\u00e5tt tillbaka summan efter n\u00e5gra dagar.<\/p>\n\n\n\n

2. Du har \u00f6verf\u00f6rt pengar till n\u00e5gon du k\u00e4nner<\/h2>\n\n\n\n

Vet du vem som tog emot din \u00f6verf\u00f6ring? Skicka d\u00e5 en beg\u00e4ran om \u00e5terbetalning. Du kan ocks\u00e5 v\u00e4lja att kontakta personen eller institutionen. De \u00e4r juridiskt skyldiga att \u00e5terbetala beloppet. Har du inga kontaktuppgifter? Kontakta d\u00e5 din egen bank.<\/p>\n\n\n\n

3. Du har \u00f6verf\u00f6rt pengar till n\u00e5gon som du inte k\u00e4nner.<\/h2>\n\n\n\n

F\u00f6r att f\u00e5 tillbaka pengarna \u00e4r du beroende av mottagaren. S\u00e5 h\u00e4r kan du g\u00f6ra:<\/h3>\n\n\n\n

\u00d6verf\u00f6r en mycket liten summa till det aktuella kontonumret och fr\u00e5ga i beskrivningen om mottagaren vill \u00e5terbetala beloppet.<\/p>\n\n\n\n

F\u00e5r du inget svar? Kontakta d\u00e5 din egen bank. Detta \u00e4r en ”otillb\u00f6rlig betalning”, vilket inneb\u00e4r att den person som du \u00f6verf\u00f6rt pengarna till \u00e4r juridiskt skyldig att betala tillbaka dem till dig. Din egen bank kan hj\u00e4lpa dig med n\u00e4sta steg och eventuellt fungera som en mellanhand.<\/p>\n\n\n\n

\u00bb F\u00e5 mer info: <\/strong>Din Guide till Bankdagar & Bryttider<\/a><\/p>\n\n\n\n

Har du k\u00f6pt n\u00e5got p\u00e5 n\u00e4tet men aldrig f\u00e5tt det?<\/h2>\n\n\n\n

I f\u00f6rsta hand b\u00f6r du kontakta s\u00e4ljaren. Har du blivit utsatt f\u00f6r ett internetbedr\u00e4geri? I s\u00e5 fall ska du anm\u00e4la det till polisen.<\/p>\n\n\n\n

L\u00e4s mer om Internetbedr\u00e4gerier<\/p>\n\n\n\n

Att f\u00f6rebygga \u00e4r b\u00e4ttre \u00e4n ett botemedel<\/h2>\n\n\n\n

Visste du att IBAN-namnkontroll ger ett meddelande vid digitala \u00f6verf\u00f6ringar om det namn och IBAN som du anger skiljer sig fr\u00e5n de uppgifter som banken k\u00e4nner till? Detta minskar risken f\u00f6r felaktiga utbetalningar.<\/p>\n","protected":false},"excerpt":{"rendered":"

Det kan h\u00e4nda vem som helst. Du g\u00f6r ett misstag n\u00e4r du anger kontonumret, v\u00e4ljer fel konto, g\u00f6r en dubbelbetalning eller gl\u00f6mmer att stoppa en<\/p>\n

Forts\u00e4tt l\u00e4sa Felaktig betalning: Hur f\u00e5r du tillbaka dina pengar nu?<\/span><\/p>\n","protected":false},"author":22,"featured_media":5437,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"page-artikkeli.php","format":"standard","meta":{"footnotes":""},"categories":[178],"tags":[],"class_list":["post-5435","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banker","entry"],"yoast_head":"\nFelaktig betalning: Hur f\u00e5r du tillbaka dina pengar nu? - Top5Credits<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.top5credits.com\/se\/banker\/felaktig-betalning\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Felaktig betalning: Hur f\u00e5r du tillbaka dina pengar nu? - Top5Credits\" \/>\n<meta property=\"og:description\" content=\"Det kan h\u00e4nda vem som helst. 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