{"id":5493,"date":"2022-07-18T03:51:33","date_gmt":"2022-07-18T03:51:33","guid":{"rendered":"https:\/\/www.top5credits.com\/se\/?p=5493"},"modified":"2023-06-04T21:59:57","modified_gmt":"2023-06-04T21:59:57","slug":"basta-rese-kreditkortet","status":"publish","type":"post","link":"https:\/\/www.top5credits.com\/se\/finansiering\/kreditkort\/basta-rese-kreditkortet\/","title":{"rendered":"B\u00e4sta rese-kreditkortet"},"content":{"rendered":"\n

Det \u00e4r enklare \u00e4n vad du tror att utnyttja dina kreditkortsbel\u00f6ningar f\u00f6r att f\u00e5 till billigare flyg och andra olika typer av trevliga uppgraderingar med hj\u00e4lp av po\u00e4ng och miles. Se till att ha din kredit i ordning innan du b\u00f6rjar tj\u00e4na bel\u00f6ningar eftersom r\u00e4ntor och avgifter kan enkelt komma att \u00f6verskrida de faktiska bel\u00f6ningar du tj\u00e4nar ihop per m\u00e5nad.<\/p>\n\n\n\n

Det r\u00e4tta kortet f\u00f6r dig ska baseras p\u00e5 dina m\u00e5l och f\u00f6ruts\u00e4ttningar. F\u00f6rs\u00f6k att r\u00e4kna ut dina personliga utgifter och fundera \u00f6ver hur du skulle anv\u00e4nda dig av f\u00f6rm\u00e5nerna innan du v\u00e4ljer att ans\u00f6ka om ett nytt kort.<\/p>\n\n\n\n

J\u00e4mf\u00f6r resekreditkort<\/h2>\n\n\n\n

N\u00e4r du j\u00e4mf\u00f6r resekreditkort b\u00f6r du t\u00e4nka p\u00e5 f\u00f6ljande:<\/strong><\/p>\n\n\n\n

\u00c5rliga avgiften<\/h3>\n\n\n\n

\u00c5rsavgiften p\u00e5 kreditkortet kan variera allt fr\u00e5n 0 till n\u00e5gra tusen kronor. I allm\u00e4nhet brukar det vara s\u00e5 att ju dyrare \u00e5rsavgift ju fler f\u00f6rm\u00e5ner bel\u00f6ningar har du m\u00f6jlighet att ta del av. I m\u00e5nga fall kan det vara v\u00e4rt att ta ett dyrare kort om du k\u00e4nner att du kommer anv\u00e4nda de tillh\u00f6rande f\u00f6rm\u00e5ner.<\/p>\n\n\n\n

Utlandstransaktionsavgift<\/h3>\n\n\n\n

Ska du ut och resa, se till att ditt kort inte har n\u00e5gra extra avgifter transaktionsavgifter i det land du befinner dig i. Det kan vara en till\u00e4ggsavgift p\u00e5 2% till 3% vid varje k\u00f6p vilket g\u00f6r att allt du handlar blir klart dyrare \u00e4n om du skulle ha ett kort utan denna extra avgift. Dessa till\u00e4ggsavgifter kan \u00e4ven tillkomma vid k\u00f6p som g\u00f6rs med utl\u00e4ndska f\u00f6retag.<\/p>\n\n\n\n

Registreringsbonus<\/h3>\n\n\n\n

Om du f\u00f6rs\u00f6ker v\u00e4lja mellan tv\u00e5 kort kan den avg\u00f6rande faktorn vara v\u00e4lkomsterbjudandet. Dessa erbjudanden kan i m\u00e5nga fall vara v\u00e4ldigt gener\u00f6sa vilket kan komma att kompensera f\u00f6r \u00e5rsavgiften och f\u00f6r till exempel framtida resor.<\/p>\n\n\n\n

Typ av bel\u00f6ningar<\/h3>\n\n\n\n

N\u00e4r du v\u00e4ljer ett kort t\u00e4nk d\u00e5 p\u00e5 hur dina utgifter ser ut, vad l\u00e4gger du mest pengar p\u00e5. Om du s\u00e4llan flyger \u00e4r det on\u00f6digt att v\u00e4lja ett kort d\u00e4r st\u00f6rre delen av bel\u00f6ningarna \u00e4r relaterade till k\u00f6p av flygbiljetter, uppgraderingar osv.<\/p>\n\n\n\n

Internationell acceptans<\/h3>\n\n\n\n

I m\u00e5nga l\u00e4nder accepteras alla kreditkort men s\u00e5 \u00e4r inte alltid fallet. N\u00e4r du reser utanf\u00f6r Europa tenderar Visa och Mastercard vara de tv\u00e5 kort som \u00e4r rent allm\u00e4nt mest accepterat. S\u00e5, reser du ofta utanf\u00f6r Europas gr\u00e4nser kan ett av dessa tv\u00e5 kort vara det b\u00e4sta alternativet f\u00f6r dig.<\/p>\n\n\n\n

Reseskydd<\/h3>\n\n\n\n

M\u00e5nga resekreditkort kommer med olika former av reseskydd s\u00e5som till exempel reseavrottsskydd eller ett skydd f\u00f6r om du skulle r\u00e5ka ut f\u00f6r en olycka med din hyrbil. Dessa inkluderande skydd kan spara pengar j\u00e4mf\u00f6rt med separat ink\u00f6pta policyer men kommer ofta inte vara lika omfattande. Kontrollera med din kortf\u00f6rm\u00e5nsguide f\u00f6r att f\u00e5 all information du beh\u00f6ver om just dina villkor.<\/p>\n\n\n\n

\u00bb L\u00e4s mer:<\/strong> F\u00f6rst\u00e5 f\u00f6rdelarna med att ha ett Guld, Platinum eller Svart kreditkort.<\/a><\/p>\n\n\n\n

Hur f\u00e5r du ut det mesta av ditt resekreditkort<\/h2>\n\n\n\n

Det b\u00e4sta s\u00e4ttet att f\u00e5 ut det mesta av ditt kreditkort \u00e4r att anv\u00e4nda ett kort som passar dina utgifter. Det vill s\u00e4ga, om en stor del av din budget g\u00e5r till resor och middagar \u00e4r det mest logiska att anv\u00e4nda ett kort som kan erbjuda h\u00f6ga bel\u00f6ningar inom dessa omr\u00e5den. Ett annat alternativ kan vara att para ihop olika kreditkort och anv\u00e4nda olika kort inom olika utgiftsomr\u00e5den.<\/p>\n\n\n\n

Lojalitetsprogram f\u00f6r flygbolag och hotell<\/h3>\n\n\n\n

Det \u00e4r viktigt att f\u00f6rst\u00e5 hur du f\u00e5r ut det mesta av de po\u00e4ng och \u201cmiles\u201d du tj\u00e4nar eftersom att det g\u00e5r hand i hand med de lojalitetsprogram som erbjuds av de allra flesta flygbolag och hotell. Det \u00e4r gratis att g\u00e5 med i olika lojalitetsprogram och du kan tillh\u00f6ra hur m\u00e5nga du sj\u00e4lv vill. Vanligtvis n\u00e4r du registrerar dig f\u00f6r ett kreditkort som \u00e4r anslutet till ett specifikt varum\u00e4rke blir du automatiskt medlem i deras lojalitetsprogram.<\/p>\n\n\n\n

Sp\u00e5ra dina kreditkortspo\u00e4ng och \u201cmiles\u201d<\/h3>\n\n\n\n

Genom att sp\u00e5ra dina utgifter kan du se till att varje g\u00e5ng du g\u00f6r ett k\u00f6p anv\u00e4nder du det kort som ger dig flest bel\u00f6ningar. Det inneb\u00e4r att du beh\u00f6ver veta vilken kort som passar i till just det specifika k\u00f6pet.<\/p>\n\n\n\n

Om du skulle \u00e4ga till exempel tv\u00e5 kreditkort, ett som f\u00e5r schyssta bel\u00f6ningar fr\u00e5n middagar och den andra vid k\u00f6p av flygbiljetter, \u00e4r det mest logiska sj\u00e4lvklart att inte anv\u00e4nda kortet med bel\u00f6ningar f\u00f6r k\u00f6p hos flygbolag till att betala restaurangnotan eftersom \u201cmat\u201d kortet med st\u00f6rsta sannolikhet tj\u00e4nar fler bel\u00f6ningar. Det finns olika s\u00e4tt att h\u00e5lla koll p\u00e5 detta, allt fr\u00e5n att skapa ett kalkylblad till att helt enkelt ha klisterm\u00e4rken p\u00e5 respektive kort f\u00f6r att p\u00e5minna om vilket som passar till vad.<\/p>\n\n\n\n

Hur man anv\u00e4nder kreditkortspo\u00e4ng f\u00f6r resor<\/h3>\n\n\n\n

Ut\u00f6ver att tj\u00e4na bel\u00f6ningar p\u00e5 k\u00f6p finns det en del strategier man kan f\u00f6lja f\u00f6r att f\u00e5 ut det mesta n\u00e4r det \u00e4r dags att l\u00f6sa in bel\u00f6ningarna.<\/p>\n\n\n\n

N\u00e4r det \u00e4r dags att l\u00f6sa in dina resebel\u00f6ningar finns det rent generellt tv\u00e5 s\u00e4tt att g\u00f6ra det p\u00e5. Du kan planera din resplan och anv\u00e4nda dina bel\u00f6ningar allt eftersom f\u00f6r att helt eller delvis betala av kostnaderna. Det andra alternativet \u00e4r att unders\u00f6ka hur du f\u00e5r ut det mesta av dina bel\u00f6ningar och planera dina resa utefter de.<\/p>\n\n\n\n

Sj\u00e4lvklart \u00e4r det andra alternativet lite mer komplicerat men allt beror p\u00e5 hur mycket tid du vill l\u00e4gga ner p\u00e5 planeringen.<\/p>\n","protected":false},"excerpt":{"rendered":"

Det \u00e4r enklare \u00e4n vad du tror att utnyttja dina kreditkortsbel\u00f6ningar f\u00f6r att f\u00e5 till billigare flyg och andra olika typer av trevliga uppgraderingar med<\/p>\n

Forts\u00e4tt l\u00e4sa B\u00e4sta rese-kreditkortet<\/span><\/p>\n","protected":false},"author":22,"featured_media":5498,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"page-artikkeli.php","format":"standard","meta":{"footnotes":""},"categories":[70],"tags":[192],"class_list":["post-5493","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kreditkort","tag-rese-kreditkortet","entry"],"yoast_head":"\nB\u00e4sta rese-kreditkortet - Top5Credits<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.top5credits.com\/se\/finansiering\/kreditkort\/basta-rese-kreditkortet\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"B\u00e4sta rese-kreditkortet - Top5Credits\" \/>\n<meta property=\"og:description\" content=\"Det \u00e4r enklare \u00e4n vad du tror att utnyttja dina kreditkortsbel\u00f6ningar f\u00f6r att f\u00e5 till billigare flyg och andra olika typer av trevliga uppgraderingar medForts\u00e4tt l\u00e4sa B\u00e4sta rese-kreditkortet\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.top5credits.com\/se\/finansiering\/kreditkort\/basta-rese-kreditkortet\/\" \/>\n<meta property=\"og:site_name\" content=\"Top5Credits.com Sverige\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Top5Credits-Sverige-380562019248980\" \/>\n<meta property=\"article:published_time\" content=\"2022-07-18T03:51:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-04T21:59:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.top5credits.com\/se\/wp-content\/uploads\/sites\/3\/2022\/07\/Basta-rese-kreditkortet.jpg?cdn=1.1.5\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alex\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Skriven av\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alex\" \/>\n\t<meta name=\"twitter:label2\" content=\"Ber\u00e4knad l\u00e4stid\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minuter\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.top5credits.com\\\/se\\\/finansiering\\\/kreditkort\\\/basta-rese-kreditkortet\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.top5credits.com\\\/se\\\/finansiering\\\/kreditkort\\\/basta-rese-kreditkortet\\\/\"},\"author\":{\"name\":\"Alex\",\"@id\":\"https:\\\/\\\/www.top5credits.com\\\/se\\\/#\\\/schema\\\/person\\\/0c6a6248e28fe94adb93261d338889c1\"},\"headline\":\"B\u00e4sta rese-kreditkortet\",\"datePublished\":\"2022-07-18T03:51:33+00:00\",\"dateModified\":\"2023-06-04T21:59:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.top5credits.com\\\/se\\\/finansiering\\\/kreditkort\\\/basta-rese-kreditkortet\\\/\"},\"wordCount\":1023,\"publisher\":{\"@id\":\"https:\\\/\\\/www.top5credits.com\\\/se\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.top5credits.com\\\/se\\\/finansiering\\\/kreditkort\\\/basta-rese-kreditkortet\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.top5credits.com\\\/se\\\/wp-content\\\/uploads\\\/sites\\\/3\\\/2022\\\/07\\\/Basta-rese-kreditkortet.jpg\",\"keywords\":[\"Rese-kreditkortet\"],\"articleSection\":[\"Kreditkort\"],\"inLanguage\":\"sv-SE\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.top5credits.com\\\/se\\\/finansiering\\\/kreditkort\\\/basta-rese-kreditkortet\\\/\",\"url\":\"https:\\\/\\\/www.top5credits.com\\\/se\\\/finansiering\\\/kreditkort\\\/basta-rese-kreditkortet\\\/\",\"name\":\"B\u00e4sta rese-kreditkortet - 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